Yew Jin's Sometimes Blog

In light of me being locked out of my kaching account, I am going to blog more about my financial life and thoughts here. To recap, my investment style so far as being investing small amounts at a time, and every month I do approximately 10 trades since I get 10 free commission trades from Zecco. Stock buys are made with limit order at prices that are priced using Discounted Cash Flow (DCF) and relative pricing models. While there are no guarantees I can fully utilize (or not exceed) the 10 free trades per month, I tend to average close to 10 buys a month.

As I only buy with available cash, I do not have to sell due to margin calls. Mint has an interesting visualization of net-worth trends. Even though I have been investing in the stock market since 2007, I only started using Mint since Oct 08. As a result, my financial information has only been available since last year.

I have been satisfied with my investment performance so far - with an average money-weighted annual return of 22% (includes the great recession of 2008). However, it is unclear to me if this is due to prudent investment strategies, or a case of a rising tide lifting all boats. Only time will tell.